- Visakhapatnam, Andhra Pradesh
- idoonlineap@gmail.com
- +91 81258 88827
About Sumanth Associates
Sumanth Associates provides services including:
- Used Car Loan Assistance as a Direct Selling Associate (DSA) for Banks and Financial Institutions
- Vehicle Finance Consultation
- RTO Documentation and Processing Services
- Vehicle Registration Assistance
- Ownership Transfer Services
- Hypothecation Addition and Removal
- NOC Assistance
- Vehicle Buying and Selling Facilitation
- Vehicle Documentation and Verification Assistance
Sumanth Associates acts as a facilitator and service provider and is not a bank, NBFC, insurance company, vehicle manufacturer, dealer, or government authority unless specifically stated.
Eligibility
To use our services, you must:
- Be at least 18 years of age;
- Be legally competent to enter into agreements;
- Provide accurate and complete information and documentation.
- Loan Facilitation Services
- Important Disclosures
- Loan approval is solely at the discretion of the respective bank or financial institution.
- Interest rates, tenure, EMI amounts, processing fees, and loan terms are determined by the lender.
- Sumanth Associates does not guarantee loan approval.
- Submission of documents does not guarantee financing.
- Customers are responsible for reviewing all loan agreements before acceptance.
We are not affiliated with any government department or Regional Transport Office.
Approval and processing timelines depend on the concerned authorities.
Government fees and statutory charges are separate from our service charges.
- Vehicle Buying and Selling Services
- Sumanth Associates may assist customers in buying and selling pre-owned vehicles.
- Customer Responsibilities The buyer and seller agree that :
- All information provided regarding the vehicle is accurate.
- Vehicle ownership documents are genuine.
- Any pending loans, penalties, taxes, or legal disputes relating to the vehicle shall be disclosed.
Disclaimer
Sumanth Associates does not guarantee the condition, performance, market value, or future reliability of any vehicle. Customers are encouraged to conduct independent inspections and verifications before completing transactions. Final purchase decisions are solely the responsibility of the buyer and seller.
- RTO Services
- Sumanth Associates provides assistance with various RTO-related processes, including:
- Vehicle Registration
- Transfer of Ownership
- Hypothecation Entry and Termination
- Duplicate RC Assistance
- NOC Processing
- Address Change Assistance
- Other vehicle documentation services
- Fees and Charges
- Service fees may apply for:
- Loan processing assistance
- Documentation support
- RTO-related services
- Vehicle transaction facilitation
- Government fees, taxes, lender charges, and third-party expenses are separate and payable by the customer.Unless otherwise agreed, service fees paid for completed services are non-refundable.
- Customer Obligations
- Customers agree to:
- Provide true, accurate, and complete information;
- Submit genuine documents;
- Cooperate during verification processes;
- Comply with applicable laws and regulations.
- Providing false or fraudulent information may result in termination of services and reporting to the relevant authorities.
- Intellectual Property
- All content, logos, branding, graphics, text, and materials available on our website are the property of Sumanth Associates and may not be copied, reproduced, or distributed without prior written consent.
- Third-Party Services
- Our services may involve interaction with:
- Banks
- NBFCs
- Insurance Companies
- Vehicle Dealers
- Government Authorities
- Regional Transport Offices
- Verification Agencies
- Sumanth Associates is not responsible for the actions, delays, decisions, or services provided by such third parties.
- Limitation of Liability
- To the maximum extent permitted by law, Sumanth Associates shall not be liable for:
- Loan rejection or delays;
- RTO processing delays;
- Vehicle defects;
- Financial losses;
- Business interruption;
- Indirect or consequential damages.
- Our liability, if any, shall be limited to the service fee paid directly to Sumanth Associates.
- Indemnification
- You agree to indemnify and hold harmless Sumanth Associates, its employees, representatives, and affiliates from any claims, losses, liabilities, or expenses arising from:
- False information provided by you;
- Misuse of our services;
- Violation of these Terms.
- Our liability, if any, shall be limited to the service fee paid directly to Sumanth Associates.
- Changes to Terms
- We reserve the right to modify these Terms and Conditions at any time.
- Updated Terms will be published on our website and become effective immediately upon publication.
- Governing Law
- These Terms shall be governed by the laws of India.
- Any disputes arising out of these Terms shall be subject to the exclusive jurisdiction of the courts in Visakhapatnam, Andhra Pradesh.
Contact Information
Sumanth Associates
Diamond Park,
Railway New Colony Road, Behind Bajaj Electronics, Visakhapatnam, Andhra Pradesh – 530016, India
Our Services
Loans
Insurance
Registration Services
Services
Contact
idoonlineap@gmail.com
+91 81258 88827
Visakhapatnam, Andhra Pradesh
© 2025 Created with Sumanth Associates